Interest Rate Information

Interest Rates Explained

Simply put, interest rates represent how much it costs to take out a loan and/or how much your bank will pay you for saving money. Interest rates are most commonly expressed as a percentage and are subject to change over time and with market conditions. To inquire about current GCSB interest rates, talk to a Universal Banker.

Interest Rate Resources

Bankrate Glossary: Interest Rate

Grasp a more comprehensive understanding of interest rates.

Bankrate Glossary: Annual Percentage Yield

Learn about APY and what it may mean for you.

What is APY?

Learn about the basics of annual percentage yield and how it applies to your accounts.

APY vs. APR: What is the Difference?

Understand the difference between annual percentage yield and annual percentage rate.

Discuss Interest Rates, Accounts, & Loans with GCSB

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